Jack!
ClioSport Club Member
Wasn't certain where to put this - it's selling/tax/insurance.
I currently own a 1.2 Clio, my current insurance policy with Adrian Flux runs out on the 30th March. I'm planning on changing car to a 182 in the very near future.
Now this is all getting a bit confusing what with cars either needing to be taxed & insured or SORN'd. To sell my current car I'm gonna need it taxed & insured for the buyer to be able to test drive it and take it away. If I didn't manage to sell it before the 30th, I'd have to insure it again or SORN it, but I'll have to insure it otherwise I won't be able to sell it. Now, given the massive variations with insurance prices - I don't want to insure my 1.2 again and then switch car on that policy as I'll probably pay far more than I would getting a policy catered to the 182. So what would my options be? Can I insure with a company and then cancel the policy once the 1.2 has sold? To do so, do I need to pay my policy in a certain way? (instalments rather than paid in full?)
If I do so; I'd have to SORN the 182 I'd bought? because I wouldn't be able to insure it until the 1.2 sold. I don't want to sell my 1.2 until I have a car bought; so I can't start selling my 1.2 right now. Ideally I'd sell the 1.2 as of now and get it sold before the 30th and then there would be no problem - but I don't want to rush the sale and accept a lower amount, and I also can't guarantee when I'll have a new car so I can sell the 1.2.
Sorry if that's all a bit confusing - it's hard for me to quite understand myself, but any advice is hugely appreciated, I hope I'm missing something really obvious.
I currently own a 1.2 Clio, my current insurance policy with Adrian Flux runs out on the 30th March. I'm planning on changing car to a 182 in the very near future.
Now this is all getting a bit confusing what with cars either needing to be taxed & insured or SORN'd. To sell my current car I'm gonna need it taxed & insured for the buyer to be able to test drive it and take it away. If I didn't manage to sell it before the 30th, I'd have to insure it again or SORN it, but I'll have to insure it otherwise I won't be able to sell it. Now, given the massive variations with insurance prices - I don't want to insure my 1.2 again and then switch car on that policy as I'll probably pay far more than I would getting a policy catered to the 182. So what would my options be? Can I insure with a company and then cancel the policy once the 1.2 has sold? To do so, do I need to pay my policy in a certain way? (instalments rather than paid in full?)
If I do so; I'd have to SORN the 182 I'd bought? because I wouldn't be able to insure it until the 1.2 sold. I don't want to sell my 1.2 until I have a car bought; so I can't start selling my 1.2 right now. Ideally I'd sell the 1.2 as of now and get it sold before the 30th and then there would be no problem - but I don't want to rush the sale and accept a lower amount, and I also can't guarantee when I'll have a new car so I can sell the 1.2.
Sorry if that's all a bit confusing - it's hard for me to quite understand myself, but any advice is hugely appreciated, I hope I'm missing something really obvious.
