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Ahh , you mean Hemel side, the wrong side of the tracks.. :rasp: I'm in St Albans these days but originally from Northchurch end, just up behind Bridgewater school. I'm in Berko a couple of times a week though

Another one!!11!one! Where do you live fella?

Welcome, I'm a Berkhamsted boy as well :clap: Ollie

Feel free to give us a try: http://www.skyinsurance.co.uk/car-club-insurance.html

Insurers have a duty to make sure they update the MID with 7 working days.

You're already friends with the ambulance staff? Friends with the Police's recovery agents?

How do you plan to go about that when you're hanging out the back of an ambulance?

Insurers need to know about any changes made to the vehicle from when it left the factory. Insurers systems more will not pick up all optional extras.

We're a small niche market insurer and we protect our interests by having extra criteria for the postcodes we deem high risk.

Thanks for trying us, to clarify, the extra age requirement is due to your postcode, not the vehicle.

Incorrect.

I hear this a lot.. free mods with this company.. add a supercharger conversion and test their theory, I guarantee you the price will go up.

I'm struggling to see the issue though Jordi, you phone the insurance company, they find the 182 on their system (without referring to the reg number), they then insure vehicle using the registration number you have given. I know I work in the industry but its not rocket science.

Speak to a human being rather than a computer driven quotation facility? http://www.skyinsurance.co.uk/car-club-insurance.html

Not all insurers load for non fault claims, shop around. http://www.skyinsurance.co.uk/car-club-insurance.html

Technically her policy is void, if it's a high value claim the insurers may do some very careful investigations.

How old are you and what is your NCB level?

As per Revels, you do not accrue the 2nd year of NCB until policy expiry, if claim free. Some insurers may allow you to use it though and wait for the proof.

It's up to you if you have protected NCB but some insurers will not protected NCB for under 24 year olds or for those with less than 4 years NCB.

Most specialists would not.

Again, it is not something we load for but for other insurers if they do load it will be statistically driven or fear of the unknown.

Hard to comment without your details but an alloy wheel colour change is a declarable modification. It is not something which would effect the premium but we should have a note of it.

Glad we could help, any queries please PM me at any time.

If you don't know the correct answer it's probably best not to comment.

Yes, they need declared. A decent insurer will just note the change with no charge.

Hi, we'd need to speak to you on the phone, you are welcome to request a call back via the link below: http://www.skyinsurance.co.uk/call_back_new.phtml Thanks

I believe there is but as we both know , that turbo is going to need a whole host of supporting changes, it really is something which requires a human touch to provide a quotation on, and I'd be scared to do it via tick boxes. Hope you are well Chip! Ollie

Avoid the usual comparison sites and seek out some specialist insurers.

I cannot comment but I will agree she is fantastic at here job and has a great rapport with our customers.

Excellent, great to hear Matt. I have passed your kind words onto my colleague Luke. If any other Cliosport.net members wish to contact us or find out more about us, please visit our website: http://www.skyinsurance.co.uk/car-club-insurance.html