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Re: Will a crash in a works vehicle with business insurance effect my personal insura
Yes, you will need to declare the claim.
I'm not why people are telling you otherwise, awful advice to give out on a public forum, if you dont know, or are unsure then dont offer advice!
There is nothing to stop you going elsewhere, you'll just have to get a quote based on 2 years NCB. If the claim is settled non fault and your NCB is reinstated then you'll get a refund.
Mixed opinions on these with insurers.
Officially only a full 12 month policy accrues NCB. The companies that offer the 10 month policies claim that the NCB they offer is valid with all insurers, it is not. It is valid with some, my company can usually expect them but just be careful with...
I was there, it was a horrible incident to watch. The whole place went eerily quiet. Everyone could see the Black Mr2 clearing the fence so you were left guessing if anyone was killed or badly injured.
Having walked past the exact spot the black Mr2 landed on 5 minures before, I'm counting...
People who spend money modifying their car (eg a car enthusiast) are generally a lower risk than your average driver. Works for us, that is why we affiliated ourselves with enthusiasts club sites like cliosport.net :cool: and why we have some of the best claims stats in the business.
Ollie...
Or you could find an insurer who doesn't have this issue with cars lowered over 5cm.
In answer to your question, you'd need to check with your insurer.
Until the government steps in and pulls up the whole industry (from insurance approved bodyshops to no win no fee solicitors) , prices are only going to rise.
It annoys the hell out of me too, my insurance is up for renewal on my run about and it's up by £100 over last year. I'm sure your...
Re: Carnt even insure a 1.2 16v @ 26
Posh areas still suffer from car crime though, think premiership footballers having their houses broken into, car keys stolen etc
Not all insurers will load for non-fault claims but it is true, statistically speaking, you are more likely to make another claim if you have had a non fault claim. .
I see it as unfair but as with most things insurance related, the load is dictated by claims statistics.
Ollie
Sky Insurance