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  1. skyinsurance

    Insuring mods

    Yes, ALL changes to the car need to be declared.
  2. skyinsurance

    Will a crash in a works vehicle with business insurance effect my personal insurance?

    Re: Will a crash in a works vehicle with business insurance effect my personal insura Yes, you will need to declare the claim. I'm not why people are telling you otherwise, awful advice to give out on a public forum, if you dont know, or are unsure then dont offer advice!
  3. skyinsurance

    non fault claim pending nearly doubled my premium

    There is nothing to stop you going elsewhere, you'll just have to get a quote based on 2 years NCB. If the claim is settled non fault and your NCB is reinstated then you'll get a refund.
  4. skyinsurance

    Unbelievable insurance price on 172!!! Advice needed!

    EDIT, nothing to see here! :boring:
  5. skyinsurance

    Insurance increase - Admiral

    Yes it is worth shopping around, try the club insurers..
  6. skyinsurance

    Why is my 182 coming up as a 172 on insurance?

    It's down to you to make sure you car is insured correctly ..
  7. skyinsurance

    Why is my 182 coming up as a 172 on insurance?

    It is something to worry about if the car is insured wrongly though..
  8. skyinsurance

    Churchill Insurance

    Not sure why you are giving a heads up, most people would take it as a given they'll see a premium rise from going from a Clio to an Impreza?
  9. skyinsurance

    Insurance question

    Hi Kev, there are a couple of Cliosport Insurance traders, see the traders forum section for details.. Ollie Sky Insurance
  10. skyinsurance

    Who to insure with - half cage and mods

    As I said in my PM, that is a very competitive price you have had, I wouldn't bother shopping around. Ollie Sky Insurance
  11. skyinsurance

    insurance fronting

    Mixed opinions on these with insurers. Officially only a full 12 month policy accrues NCB. The companies that offer the 10 month policies claim that the NCB they offer is valid with all insurers, it is not. It is valid with some, my company can usually expect them but just be careful with...
  12. skyinsurance

    insurance fronting

    ^ This. Named driver discount means next to nothing to most insurers.
  13. skyinsurance

    MR2 crash at Brands

    I was there, it was a horrible incident to watch. The whole place went eerily quiet. Everyone could see the Black Mr2 clearing the fence so you were left guessing if anyone was killed or badly injured. Having walked past the exact spot the black Mr2 landed on 5 minures before, I'm counting...
  14. skyinsurance

    Declared mods

    Why bother non disclosing?
  15. skyinsurance

    Whats happened to car insurance ?

    People who spend money modifying their car (eg a car enthusiast) are generally a lower risk than your average driver. Works for us, that is why we affiliated ourselves with enthusiasts club sites like cliosport.net :cool: and why we have some of the best claims stats in the business. Ollie...
  16. skyinsurance

    Coilovers

    Or you could find an insurer who doesn't have this issue with cars lowered over 5cm. In answer to your question, you'd need to check with your insurer.
  17. skyinsurance

    Future insurance question

    It is crazy talk, the industry last year ran at a 30% loss..
  18. skyinsurance

    Future insurance question

    Until the government steps in and pulls up the whole industry (from insurance approved bodyshops to no win no fee solicitors) , prices are only going to rise. It annoys the hell out of me too, my insurance is up for renewal on my run about and it's up by £100 over last year. I'm sure your...
  19. skyinsurance

    i just had a quote of bell for £2567 on my 182

    Feel free to give my company a try. tel: 0208 3645500
  20. skyinsurance

    company/trade car insurance

    I'm not with you fella?
  21. skyinsurance

    Modified Cup insurance

    Feel free to give my company a try: http://www.skyinsurance.co.uk/car-club-insurance.html
  22. skyinsurance

    Can't even insure a 1.2 16v @ 26

    Re: Carnt even insure a 1.2 16v @ 26 Posh areas still suffer from car crime though, think premiership footballers having their houses broken into, car keys stolen etc
  23. skyinsurance

    Can't even insure a 1.2 16v @ 26

    Re: Carnt even insure a 1.2 16v @ 26 Have you spoken to my company?
  24. skyinsurance

    Someone explain to me

    We'll have a look at it yes.
  25. skyinsurance

    Insurance companies are theiving *******'s

    Not all insurers will load for non-fault claims but it is true, statistically speaking, you are more likely to make another claim if you have had a non fault claim. . I see it as unfair but as with most things insurance related, the load is dictated by claims statistics. Ollie Sky Insurance
  26. skyinsurance

    Insurance with alloys

    Pleading ignorance will not help you (or your friends) if they have a claim.
  27. skyinsurance

    Someone explain to me

    Generally yes but we look at each case on it's own merit.
  28. skyinsurance

    Someone explain to me

    Really?
  29. skyinsurance

    Someone explain to me

    Next year, try a specialist who can cover your modifications on a like for like basis
  30. skyinsurance

    Alloys and insurence

    nobody apart from your insurer can help answer your question.
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