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Driftworks, sponsored by Sky Insurance :cool:

No, people do not, and when things don't go the way they expect, they blame the insurers. Eg, untick the courtesy car box on the price comparison site, be outraged when no courtesy car is offered when a claim comes in. People are actually that clever!

It would be good to meet some CS members so put me down as a maybe, I'll be in some sort of Toyota though. Cheers Ollie

Yep :clap:

Out of interest, how much is the insurance with all the kit declared vs an actual sport model?

Expect DOC to disappear in the next few years..

Comparing what you pay against a risk which is completely different doesn't really work.

Let your insurers deal with it, they will process the claim and look to recoup losses from the third party's insurer.. Up to you if you call the police or not.

Joy Rider.

It just needs to be insured but bear in mind your own cover on the vehicle (if using DOC) with only be third party.

You're got very lucky if you've previously got away with NCB falsification.

Cancel it, the difference between 4 & 5 years NCB will be negligable

The NCB is only earnt on policy expiry with no (fault) claims recorded. If you think about it logically, a customer could have a claim on the last day of the insurance policy so insurers will not confirm NCB until expiry. Thanks Ollie Sky Insurance Tel: 01707 642552

I saw that earlier as well.. made me think of that wide arch contraption in the clio project threads forum. It's a beaut.

Yes and yes.

Fault/Non-fault aside, neither set of insurers will want to pay out more than the vehicle is worth. If the vehicle is worth the £3500 then proceed with providing evidence to support this or ask your insurers to fight your corner. If the vehicle is not worth the £3500 then you may be fighting...

I wasn't insinuating you were being greedy but a lot of people seem to add value of base car plus modification cost together and then demand that figure from the insurers. The one statement contradicts the other. Have a look at our agreed value application wording I posted earlier on.

You can look at it another way though, the modifications may not actually have increased the value of the car.. Also, the money you spend on mods is not going to be recouped via the insurer. I've spent many thousands on my weekend toy but do not consider the vehicle's value has increased. The...

We word our agreed value application form as follows: The proposed value should be how much the car would sell for, in today's selling market, to a like minded car enthusiast, including modifications. Insurers are wise to use market value, there is no other way of doing it. If vehicles are...

For an agreed value policy you usually need to apply for this, by supplying evidence to support the value you are looking for. What made you think you had an agreed value policy?

Quite quickly, the premium is loaded far more than it should be because every tick box is marked. It is easy for most minor mods like you mention above, not so easy when you are dealing with highly modified performance cars. The spec list on my own weekend toy is 3 pages of A4, if I enter all...

It is almost impossible to have a one size fits all quotation device for modified car insurance. Quite simply, it requires a human touch, especially when highly modified.

No, it will genuinely eat most (standard) Evos and Imprezas for breakfast. Straight line and when rolling, they are pretty mighty.

Feel free to get in touch. We specialise in performance and modified car insurance and we offer a discount to Cliosport.net members. Tel: 01707 642552

rarer than the Uno Turbos now. Price seems good.

It shouldn't be, no. Clear it down and try again

Please clear cookies and try again. Please PM me your surname, postcode and telephone number if the problem persists

Some cars will have age restrictions

http://www.skyinsurance.co.uk/temporary-car-insurance.html

Buy a trailer.. or use day insurance (if standard UK car)