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  1. JonnyClio

    Insurance claim advice

    Re: Insurance claim advise I don't work for Admiral or anyone within that group, I am just insured through Admiral and receive no benefit or discounted rate through being an Underwriter. The reason why your renewal premium is likely to have increased is due to general rise in premiums in...
  2. JonnyClio

    Insurance claim advice

    Re: Insurance claim advise Insurance companies are very unlikely to penalise you for a non-fault claim, so if you pay the damage yourself (essentially not submitting a claim) then it will go down as a non-fault with your no claims bonus not affected. This is not going to have any effect on your...
  3. JonnyClio

    Trophy - Cuckfield, RB 182 - Bolney

    Saw a Trophy in the snow this morning coming into Cuckfield from Balcombe way, then on the way home saw an RB just going past the A23 turning by Bolney Village... The conditions were shocking but I waved at both of you! Anyone from here?
  4. JonnyClio

    Blue 172/182 - Alfold Garden Centre

    Saw you this morning getting your car cleaned up there. I was getting my Mum a belated gift for Mother's Day and when I came out you were gone! Think you had different alloys on front/back and I saw you looking over at me as I drove through the car park so decided you might be a bit of a car...
  5. JonnyClio

    Understeer... Lots of understeer

    More likely to be unicorn piss tbf Roy... Who can I take to court??
  6. JonnyClio

    Understeer... Lots of understeer

    So I got into my car either Thursday 14th Feb or Tuesday 19th Feb (can't remember which) and it felt rotten, the wheel was all over the place with strange pull and it didn't feel nice, even at slow speeds (in rolling traffic)... I then had some horrific understeer later on in the journey where I...
  7. JonnyClio

    Friend got shunted in his clio sport 172

    100% write off... Mine was 10% of the damage, and was worth £2k, and they considered writing that off. This has no chance :( RIP
  8. JonnyClio

    Trophy with CS stickers, Slyfield, Guildford

    I've seen one about before in Guildford, not many round here though.
  9. JonnyClio

    Clio Trophy Pic Thread

    #387
  10. JonnyClio

    Are you 19 with a RS?

    Sorry to bump the thread, I felt as this was an active topic and was the best place to post. On December 5th I renewed my policy, my first full year policy with the Trophy. I am 19, with 2 years NCB. I was quoted £1450.08 and jumped at that price. This was with Elephant, and Admiral were...
  11. JonnyClio

    Trophy - Dipped Beam Bulb

    Unfortunately my dipped beam on the passenger side seems to have died. Straight up question... I am going to get it replaced tomorrow, what bulb should I put in there? Halfords is probably a safe bet, i'd preferably like something quite bright... Is there a specific bulb anyone can recommend...
  12. JonnyClio

    From start to end, full year costs of my 200

    I imagine that's the easiest thing out of everything he did? Very nice... This is my kind of thing! Love seeing things like this. Would dread to see what mine would be like, I kind of don't think it's worth looking at because of the insane costs.
  13. JonnyClio

    Are you 19 with a RS?

    Insurers can assume that, and they do... They could back it up with figures are as well and say "look, people who say they did 4000 miles seem to perform worse than people who do 10000 miles". Underwriters know how to put 2+2 together. Also, if you drive your car infrequently then you're likely...
  14. JonnyClio

    Are you 19 with a RS?

    Believe what you want bro
  15. JonnyClio

    Are you 19 with a RS?

    It ultimately depends on the insurer, but some companies are well aware that people lie when attempting to gain a cheaper quote, and act against it by increasing the rates on those groups.
  16. JonnyClio

    Are you 19 with a RS?

    To be honest, your best bet is just to use the 4 main aggregator sites (GoCompare, CompareTheMarket, Confused & MoneySupermarket and just run the same details through each of them and you might just get a cheaper quote. I put mine through them on Friday and I got prices from the same insurers...
  17. JonnyClio

    What have you done to your car today ???

    I cleaned her :) She was a state after just 2 weeks since the last clean.
  18. JonnyClio

    Are you 19 with a RS?

    alright schumacher mate calm down
  19. JonnyClio

    Are you 19 with a RS?

    Fiesta ST's are very quick cars, they feel very quick too. Not far off of a 182. My mate paid £4800 to insure 1 last year at the age of 19. Probably not that much better than a 182, and everyone here (no surprises here) will tell you a 182 is worth the wait.
  20. JonnyClio

    Are you 19 with a RS?

    You do realise that putting 4000 miles down is likely to give you a higher premium than putting down that you do 10000 miles...
  21. JonnyClio

    Are you 19 with a RS?

    Just been quoted £1455 by Elephant for Renewal and £1200 if I was to have a black box installed (Bell by Admiral).
  22. JonnyClio

    Are you 19 with a RS?

    Enjoy paying those crazy premiums bro
  23. JonnyClio

    Are you 19 with a RS?

    Insurance companies rate very highly on where you live. I work for one, I know exactly what the difference is between living where I do (Surrey) and living in other places. We don't even insure anyone in Central Manchester or Central Liverpool (or most large northern cities) as they just don't...
  24. JonnyClio

    Are you 19 with a RS?

    It's Wakefield mate, everywhere up North is high... South is much better, anywhere in the South. Oh and for all of your information... Fronting doesn't work anymore.
  25. JonnyClio

    Are you 19 with a RS?

    Would you mind PMing me with the company you're insured with? My renewal is on 6th December and Admiral have quoted me £1900 for my renewal on the Trophy, which is very expensive as 2 months ago I was getting quotes of £1800 not including the MultiCar discount. I also happen to work for an...
  26. JonnyClio

    Are you 19 with a RS?

    I'm 19 and I drive a Trophy, my insurance is £1950 and I have a claim.
  27. JonnyClio

    Clio Trophy Haywards Heath 8:30am RJ55 X**

    What cars were you guys in? Next time you see me give me a wave!
  28. JonnyClio

    Clio Trophy Haywards Heath 8:30am RJ55 X**

    That would have been me :) I work in Hayward's Heath and live just on the Surrey/Sussex border mate. Only had the car for a week!
  29. JonnyClio

    The 'What MPG Do You Get?' Thread

    First full week of owning the Trophy... I did ~250 miles to work/back at around 34 mpg, which has dropped considerably after spirited weekend driving.
  30. JonnyClio

    Trophy #387 & 197 Cup

    Bumpppppp, how can these beauties slip so far down the page :(
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