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Hi, we insure 23 year olds on single turbo Supras pushing 500BHP plus, our issue would not be the vehcile, it would more likely be something like your postcode or something else in the risk you are presending.
Re: Insurance. Fookers! (young 172/182 owners look in)
If you saw the claims/loss ratio for car insurance in Manchester, you would see why insurers charge so much.
It is not uncommon for an underwriter to withdraw a rate from a broker if the particular vehicle is not performing well, eg lots of claims. My company see new brokers coming along on a regular basis, blowing everyones prices out of the water for a few months until they get some claims, then all...
Tread carefully with that. Possibly have a look at cancellations terms and conditions if you can get competitive prices elsewhere including the exhaust change.
^ In a nutshell. You are insured on a scheme/with a company which is only really used to stardard UK cars with no modifications.
You need to speak a modified car insurance specialist. I know you guys are surprised each time this happens but I see it day in day out. have a modified car...
As I say, it is always worth mentioning your best target rate (and dont make it up!) as if that target rate is below what the specialist broker is going to quote they can speak to their underwriters to try and get movement in price, this is how it can work for us anyway.
Refusing to quote...
It is always worth mentioning the target rate and it can be useful when dealing with a specialist broker BUT refusing to quote someone with out a target rate is pretty shocking IMO.
That's good to know, many thanks.
ah, ok yes I remember now. Make sure you try us next year.
Yes, I would recommend you phoning them and asking them again over the phone. I can see no reason whay they are not sending this out for you.
I also find this hugely frustrating... another thing I find frustrating is one of our competitors in particular REFUSE to quote unless they know how much you have been quoted elsewhere.
I trust you are having no problem getting a quote in writing from my company? We are happy to send these...
Might be worth asking again..
Thats good to know. The price of pretty much everyone's insurance has risen since this time alst year so that might be why it isn't going down as low as you would have hoped.
You know we are completely seperate companies right? If we were under the same banner...
Ps, does anyone remember a famous thread from a few years ago on where a chap was claiming that putting his rear seats down gave his car an extra 10BHP (?).. this thread just made me think or that one!!
I dont want to say too much about a competitor but I can answer from my companies perspective. The only modification my company does not cover is NOS. If someone phones us for a quote on a NOS equipped car, we would say no. If they then said they would take the NOS out, we would still say no...
Hi,
we deal with some very highly specced cars it is almost impossible to quote online. A quote on the phone takes 10 minutes usually.
tel 02083645500 if you wish to give usa try.
Thanks
Most companies will charge you for splitting your payments over the year. Best bet is to pay in one go, put it on a credit card or also ask about all payment options. My company have an inhouse option where the payment is split over 4 months with the first payment being a 30% deposit. There is...
A word of advice, speak to the right insurance companies and disclosing cosmetic modifications will not make any difference to the price you pay! It never ceases to amaze me how many people do not disclose mods so therefore drive around without valid insurance.
Ollie
Sky Insurance
No, we must speak to customers on the phone. We deal with some very highly specced cars which would be impossible to provide an online quote for. You are welcome to drop me a PM with your name and phone number and I can arrange a call back?
Thanks
Ollie
Sky Insurance