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well if you can afford it then go for it but from your first post it seemed you were trying to justify dishing out 700 notes.
for the road the 90 quid apex are a worthy enhancement.
this one interests me [makavelli btw]
i'm guessing we have the same problem in that with lowered cars trolley jacks wont slide under. i can get to this point too so is it ok?
when you get your renewal through they send your proof of no claims and it states 1 year ncb, or 2 years whatever. doesn't mention the months.
you just send your new insurer a copy of this and bobs your uncle.