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I've only ever been asked if I've claimed, not how much of a claim it was, and how would you even know anyway?
also disagree with the above, as I'd imagine my last claim was a huge some of money.
When I've used 3G it's not much slower than wifi, I've never used 4G but don't really feel I'm missing out on anything. Would rather use my uber cheap giffgaff than get into a 12 month contract.
And you need super fast 4g on a mobile why? I don't see point in it myself. I certainly wouldn't pay anymore for it. I'd buy second had 4s for that price.
It's massive fail IMO, when I moved from Apple to android, everyone's iPhone used to try send my android phone an iMessage, was no way round it I could figure out.