Quick Car Insurance Question?

[eugegall]

Can someone insure a vehicle which isn't legally their own car? (According to V5)

 

[The Chubby Pirate]

Yes, you can be the policy holder on someone elses car with their permission. It does make it ever so slightly dearer but not by much.

 

[eugegall]

Thanks. The Mrs is selling her personal car which has 6 years no claims bonus. She probably wont get her own car again for another 6/12 months.

But we have a few company cars in our business name, one of which has zero no claims. Thinking of cancelling this policy and putting her as the policy holder with her no claims discount.

Saves losing her NCD for not having a car.

That would work would it?

 

[theduck]

Yes, but Ncb remains valid for 2 years without an active policy anyway

 

[eugegall]

Yes, but Ncb remains valid for 2 years without an active policy anyway

Thought it was 6 months. Cheers

May as well apply it to a car with none anyway. Plus it will keep on building.

 

[The Chubby Pirate]

As mr duck says, you have two years anyway, i'd just get them to send out proof of no claims once you cancel the policy.