Go through insurance or get them to replace the bumper ?

[tarmacmuncher]

Old boy just drove into the back of me at a junction, it's not too bad only the rear bumper is cracked so could do with replacing and maybe an arch liner.

question is do i go through the insurers or do i get the chap to pay for a 172 bumper and to get it sprayed ?

 

[Jordanb29]

wouldnt get the insurance involved if he is willing to pay for it then do it getting the insurance involved will make your insurance higher regardless of whos fault it is

 

[Spinksy]

simple answer is do you want your insurance to go up?

and yet do you want him to try and back out of paying for the work?

insurance is the safest bet, but the repairs provided by him could be cheaper in the long run...

its a huge kettle of fish mate i am afraid

 

[Chrisgti6]

Have you had the car checked over? It is possible that more damage has been done than meets the eye remember. You don't want to settle for a new bumper only to find in 6 months time that the floor pan has taken a whack.

 

[JackJack]

Have you had the car checked over? It is possible that more damage has been done than meets the eye remember. You don't want to settle for a new bumper only to find in 6 months time that the floor pan has taken a whack.

This, check the boot floor.

 

[tarmacmuncher]

yeah this is what im trying to weigh up, im gonna call the guy tonight and see what he wants to do.

Ive been rear ended before and had it all repaired, i checked her over and nothing at all os bent or nothing, just the bumler looks a bit sore and it might have mis shaped the arch liner. ill give her a good look over later

 

[skyinsurance]

Only a small minority of insurers load for non-fault (settled) claims.