who's fault was this ??

[plymcl172]

Ok this happened about 18 months ago but got me thinking.. I was driving my Clio 16v and I got pulled over for no insurance. I had insurance and would not be driving else. They did some checks and said I am not insured as it doesn't come up on the database. They then said they were going to tow my car away. They asked me some questions and they gave me the benefit and let me drive home as long as I show the station my docs. I told my insurance what happened and they said this is the police's fault for not updating their database. When I took my docs in to the police they said it was insurance's fault for not putting it on putting it on the database.

who's fault was it? as someone is lieing to me and I nearly got my car in a compound ! :dapprove:

 

[Goodj]

Does it matter?

Let them argue about it, so long as you dont get any further grief about it

 

[.GAZ.]

Seriously?

 

[MarkCup]

It's the insurers fault.

I've got two works van at the moment that have been flagged up via ANPR as having no insurance.

I've provided copies of cover notes/policies etc. and they've told me that they levy a penalty against the insurer for not updating the database the police use. It's the insurer's responsibility to make sure the MID is updated.

 

[Chip-mk1]

Insurers fault, they didnt add you to the MID.

 

[Gally]

I don't understand why it matters?

 

[plymcl172]

Insurers fault, they didnt add you to the MID.

ok thanks for that always wanted to know. When I asked them of course they said that it wasn't their fault.

Adrian Flux is who did not update it then. The police told me that if my car went into the compound they would send my insurance the bill for it. If thats true I dont know. Lucky my new car is on the database now !

 

[Silent_Scone]

karma maybe

 

[NFox]

Personally I think its your fault for being on that stretch of road that time/day.

 

[plymcl172]

Personally I think its your fault for being on that stretch of road that time/day.

ha ha thanks ! :rasp:

 

[Chip-mk1]

Wasnt a red car was it?
The police pull a lot of them over when playing snooker apparently, lol

 

[skyinsurance]

Insurers have a duty to make sure they update the MID with 7 working days.

 

[plymcl172]

no it was a black car

well this policy was 3 months into it. Shocking really gave me a fright !

 

[st3ve]

This has happened to a friend before and they were insured via adrian flux too, guess it's just a silly mistake.

 

[plymcl172]

I have had lots of problem with Flux. They said on the phone at the time it was the police's fault.

They give me the cheapest quote so I have no choice but to stay with them ! :dapprove: