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Been doing quite abit of reading into this swirl flap issue and it turns out my car isn't affected by this problem, so that's good to know, and thanks for all the comments, :)
I've managed to save relatively well by keeping my first car for a while, still living at home and a rather well paying university placement meant that I had the chance to spend some money on a car without any current responsibilities such as a mortgage etc.
I know dirty diesel!! the 2 litre diesel was more powerful than the petrol and couldn't insure a bigger engined petrol, remap on the cards though which should see good gains on diesel.
So after owning the clio for 3 years and insurance quotes becoming reasonable turning 20, I decided it was about time to buy something else.
The Clio:
The New Car:
Sorry for all the photos, and the size of them :)