Best way to get a new car home

[Thrill]

Do you insure your new car there and then or do you trailer it home then insure later? Not sure what the best way is to get a new car home (when it's time to get a new car!) is, cheers.

 

[Stefan.]

Phone your insurance company and swap the car details over....

​Some places will give 7 days free iirc.

 

[Feates172]

I have always insured it there and then.

 

[Poopensharten]

Seriously? This needed a thread?

 

[George182]

If its drive-able: drive it.

 

[Chip-mk1]

CH-47 Chinook

 

[Martin.]

Most dealers offer free drive away insurance. Got 7 days with the Mrs' new car.

 

[Jack!]

To be fair, Thrill comes across as a youngster, and if he's blow 21 he may have more difficulty than would first appear. I bought my 182 before I was 21; my current insurer on my car before (1.2 Clio) said they wouldn't allow me the change the car on my current insurance policy because I was on a young drivers policy that wouldn't allow me to insure such a powerful car at my age, so they told me I'd have to start a new policy.

In my scenario, I took my girlfriends dad with me and he drove the car home.

 

[Harbinger]

CH-47 Chinook

Antonov mate, will be no problem for that.

 

[Harbinger]

To be fair, Thrill comes across as a youngster, and if he's blow 21 he may have more difficulty than would first appear. I bought my 182 before I was 21; my current insurer on my car before (1.2 Clio) said they wouldn't allow me the change the car on my current insurance policy because I was on a young drivers policy that wouldn't allow me to insure such a powerful car at my age, so they told me I'd have to start a new policy.

In my scenario, I took my girlfriends dad with me and he drove the car home.

The car still has to be insured by someone for this, if it's not and a private sale will flash up on ANPR and lube up time regardless.

 

[Adamm.]

I've set up the insurance and left with a reference number then when I decide I want the car there and then I ring them up give them the ref then they just take payment. Saves f**king about.

​Or I've just gone back another day.

 

[Thrill]

The only reason I ask is, I'm 19 and a lot of people don't do temp cover. Infact, I haven't found anyone that does. I've just hit 1 years NCB and the insurance is fairly 'reasonable' for a 1*2. It's just the cars I'm looking at, are 100miles away from home.

 

[Jack!]

The car still has to be insured by someone for this, if it's not and a private sale will flash up on ANPR and lube up time regardless.

Yeah, but given that these days its the law to have insurance to also have the car taxed, most cars should still be covered. Also, I'd hope that if something did go wrong with this and you got pulled, you could show the police your newly filled out V5 and some sort of amicable conclusion could be reached.

Check the previous owner still has the car insured.

 

[Chip-mk1]

you could show the police your newly filled out V5 and some sort of amicable conclusion could be reached.

Not sure if SRS?

You think the police dont mind at all if you drive around uninsured so long as youve bought it recently and got the v5 with you?????

The only amicable conclusion you will get is points on your license and a fine, and if someone else is driving the car for you and you now own it, then you will both get points and a fine.

I'd say your odds of getting let off by a UK copper for driving uninsured are worse than your odds of buying a winning lottery ticket.

 

[Jack!]

I'm not saying intentionally drive around uninsured, but I'm sure this sort of thing must arise from time to time, confusion/mistakes changing over insurance etc after newly purchasing a car.

I'd just stick to my second point, check the car is still insured.

 

[...]

I'm not saying intentionally drive around uninsured, but I'm sure this sort of thing must arise from time to time, confusion/mistakes changing over insurance etc after newly purchasing a car.

I'd just stick to my second point, check the car is still insured.

uninsured , even if 1 day out will get you points 100% your car will be taken at the roadside and put in a pound until proof of insurance is given , its totally black and white and they have the ability to check very easily.


even if you didn't realise , this is why alot of insurers auto renew policies

​

 

[Chip-mk1]

I'm not saying intentionally drive around uninsured, but I'm sure this sort of thing must arise from time to time, confusion/mistakes changing over insurance etc after newly purchasing a car.

Confusion does indeed happen, my ex did a transfer of insurance online, and for some reason it didnt go through properly even though it looked to her like it had done, she then got stopped driving her new car, which she believed she had transferred insurance to, and she got 6 points on her license.
She was a legal adviser for the citizens advice bureau too so not exactly some boy racer they had it in for, but neither the police or the courts had any interest in that she genuinely believed it had swapped over earlier that day when she did the form online, they just stuck to the basic fact that the insurer said she wasnt insured. Confused or mistaken or not, if you arent insured and they find you driving, you are going to get 6 points for it.

I'd just stick to my second point, check the car is still insured.

Even if it is still listed on MID, and hence the police are unlikely to give you a problem, if you actually have an accident and it gets looked into your insurer may well claim that actually its not insured by the previous owner anymore as the terms it was insured under by them is that they are the owner/registered keeper, and seeing as they have now sold it, their insurance is no longer valid even if it is still running.

Personally if I was the OP, id make sure whatever I did was above board as the points and the fine arent the issue, its trying to insure your car again afterwards, insurance companies put huge increases on for IN10/IN12 etc, as far as they are concerned doing an insurance company out of money is a worse crime than mass murder.

 

[Jack!]

Thank god I'll never have to buy another performance car under the age of 21 again, I guess.

 

[Budgie]

How have you made it through life thus far?

 

[Chip-mk1]

Thank god I'll never have to buy another performance car under the age of 21 again, I guess.

Indeed, especially with how easy it is to get caught these days due to the ANPR.

Thankfully ive got trade insurance anyway, so only have to text a reg number and its added to my policy, would be a nightmare otherwise with the number of cars we tend to own at a time.

 

[Jack!]

Dodging bullets every other day I guess.