declaring mods

[Italian_Job]

I got a tad freaked out by all these threads about declaring mods and called my insurance company.......
with 228 pounds ive insured tints, springs, Milltek, Maxogen, gear knob and wheels.
I feel so good after coming clean about it.

 

[DanielJames]

as long as you're happy!

 

[Matthew]

228 pounds ive insured tints, springs, Milltek, Maxogen, gear knob and wheels.

Owch. Brentacre Insurance charge nothing for any mods upto cams/charging etc

 

[DaveDreads]

I'm about to insure with, I was amazed when they said you can do what the f*ck you like to your car mate.

As long as I don't exceed 180bhp I can do anything to it as long as I tell them.

 

[Matthew]

That's who i'm about to insure with, I was amazed when they said you can do what the f*ck you like to your car mate.
As long as I don't exceed 180bhp I can do anything to it as long as I tell them.

They are spot on, and at renewal time they dont whack the premuin up like most, mine came down nearly £100 at renewal and aded me no claims protection.

Cash-back.

 

[chriscummins7]

lol @ declaring a gear knob!?

 

[Matthew]

lol @ declaring a gear knob!?

I thought the same too Chris lol

I have some car-park tickets in my ashtray, might declare them tommorow....

 

[Italian_Job]

thanks for being so f**king negative!

im stuck with Elephant for a while as its the first year I drive in uk and i need building up NCB

 

[kerry-w]

You declared tints and a gear knob? :rasp: good on you for doing it though but id have just left them two out really.

 

[Italian_Job]

gear knob, tints and wheels came for free ........

 

[Beef-Mc]

Good on you for delcaring your mods, makes a change from the usual threads of must I declare my mods.

 

[Matthew]

Yeah fair play mate for doing it legitimate. Should always declare mods, if you don't and you kill someone, your insurance will be null and void, and a right royal shafting on it's way.

I take it Elephant do the 10 month bonus accelerator?

I did that with Bell for a few year, really good for getting no claims FAST lol

 

[Kane.]

A bit off topic but dont NCB stay with you when moving abroad ?

 

[Italian_Job]

many wont accept them, especially in Uk because you re driving on a different side of the road which you re used to.
They consider how long you ve been having a license though.

 

[Italian_Job]

Yeah fair play mate for doing it legitimate. Should always declare mods, if you don't and you kill someone, your insurance will be null and void, and a right royal shafting on it's way.

I take it Elephant do the 10 month bonus accelerator?

I did that with Bell for a few year, really good for getting no claims FAST lol

yeah im doing the 10 months fast lane program sounds good.

 

[Matthew]

yeah im doing the 10 months fast lane program sounds good.

Yeah I did that with Bell for the first 2 years of my car-ownership, builds up your no claims fast and is accepted by most insurers so all good

Out of interest mate, when did you move to Britain?

 

[Gouldy]

lol @ declaring a gear knob!?

i am insured with brentacre, when i rang up i declared my exhaust, coilovers, panel filter and even my £6 ebay aerial. it doesnt cost anymore so you might aswell tell them every little detail

 

[TheEvilGiraffe]

I'm about to insure with, I was amazed when they said you can do what the f*ck you like to your car mate.

As long as I don't exceed 180bhp I can do anything to it as long as I tell them.

Interesting .. how will they prove your engine (or fly or at the hubs?) is putting out 181hp once it's rolled into a ditch, run upside-down and the pistons sieze in the block due to oil starvation !?

 

[Matthew]

Interesting .. how will they prove your engine (or fly or at the hubs?) is putting out 181hp once it's rolled into a ditch, run upside-down and the pistons sieze in the block due to oil starvation !?

When I asked them that they said its down to the mods, so exhaust etc etc is all fine, as they never increase bhp really. It's cams/charging/Itb's they class as performance enhancing mods

 

[DaveDreads]

I took it to mean you can have a generic remap because on a NA engine you wont see more than around 10bhp,
whereas cams, forged internals etc can be spotted by serial numbers.

They said they judge power mods by taking the factory power output of the engine and just
add the proposed power gains from a remap to it.

We all know that's no way to judge power output, but how else are they going to come to some kind of BHP figure without RR printouts, not that they're very accurate either.

 

[TheEvilGiraffe]

Furrymuff dude :approve:

 

[Italian_Job]

Yeah I did that with Bell for the first 2 years of my car-ownership, builds up your no claims fast and is accepted by most insurers so all good

Out of interest mate, when did you move to Britain?

I moved 3 years ago but it took me a while to make my mind up about a car.
About Brentacre, Im definitely gonna give it a shot as soon as my insurance expires.