Insuring 2 cars anyone know, advise me

[Zonda]

hi guys, just need your advice on insuring a second car ?

Do you have to use the same company to insure both cars?? or can you use a different company? Just wondering, as the second one will be stripped out and modified, and will need a specialist insurance company to insure it.

And... if you can use a different company, do you have to still tell the original insurance that you now have a second car, and will that effect the premuim on the 1st car?

Any ideas? Thanks.

 

[edde]

Best ring your insurance compnay HIC (Adrian Fluxs insurer) let you insure the second car using your NCB twice as such.
SOme insurers alow you to add a second car to th policy realy cheap though and some wont ven think about covering you meaning youll have to take out a whole new policy and have no NCB. You NCB can be used on one policy though.

 

[The Big Yin]

Quote: Originally posted by Zonda on 13 March 2005




hi guys, just need your advice on insuring a second car ?

Do you have to use the same company to insure both cars?? NO but they usually match or give good NCB or can you use a different company? YES may be lucky and get good NCB Just wondering, as the second one will be stripped out and modified, and will need a specialist insurance company to insure it. HIC give free track day insurance with their policies

And... if you can use a different company, do you have to still tell the original insurance that you now have a second car,YES as it could invalidate your insurance

and will that effect the premuim on the 1st car? Usually NO

Any ideas? Thanks.

 

[rory182]

a second car might drop the premium on the first car? surely if you have two cars u drive one less than before and thus theres less risk.

I had my 205gti on a temporary policy while I was selling it after I got the 182, its group 12 and cost me £30 a month or something.

 

[jaf78]

I got my 172 cup 5 weeks ago before id sold my 306. Was insured with HIC but changed to elephant for my cup. Anyway, i couldnt leave my insurance running on my 306 with HIC, as i couldnt have my NCB on both cars at the same time apparently, so HIC wanted 80quid to remove my NCB. I ended up cancelling my HIC policy altogether, insuring my cup with elephant then adding my 306 as a temporary 2nd car for 11quid per week. It was a lot of hassle but i only had my cup for 2 weeks then i got the 306 sold.