cheap insurance for 18 year old

[jordon181]

hi there
iv just got my self a first car clio 1.2 16v
i live in essex (chelmsford)
iv got my test coming up on friday and want to insure my self asap
iv got 2 year no claims on motorbike
shopping about i got £2600 on a 1.2 at 18 :s thats with my dad as a named driver

anyone got an idea what i can do to bring that down
thanks

 

[guysy]

Welcome, who was that quote with?

Try Adrian flux, bell direct, admiral. Those are off the top of my head, if you search insurance and go through the threads you will find other insurer's.

And do it over the phone for a better quote.

 

[jordon181]

that was with auto saints
im going to ring round tomorrow as 2600 is a joke !! if it was in the 1000 - 2000 mark would be nice
the car cost me less then that !!

 

[guysy]

Never heard of them mate :s

This thread is for young drivers wanting sport insurance but loads of discussion on Insurers, have a look through here:

http://www.cliosport.net/forum/show...or-young-1*2-owners&highlight=young+insurance

If you phone about you should definitely get some more affordable quotes.

 

[JackJack]

2600 is the sort of price you are looking at unfortunately young new drivers don't get cheap insurance.

 

[BoatNonce]

I doubt you'll get under £2k.

 

[jordon181]

trust me my mate has a 1.4 golf cost £1400 to insure and one on my others 1.4 106 qiucksilver £1000 a year so theres people who will insure you cheaper then 2k
both them first times drivers
even know someone at 17 with a bmw 1 series at £4500 to insure ( i know sound like BS but its not MAD !!)

 

[The Chubby Pirate]

Unfortunatley you're at that age where innevitably, you will pay more for insurance.

I wouldnt worry about what other people are paying - the fact is, you have to start somewhere.

Welcome, by the way.

 

[Jay_G]

I paid £2800 at 18 (now 22) for a Corsa B 1.4 8v, oh how I'm glad I passed when I did

 

[DanEdser]

i paid £2800 at 17 just after i passed my test, put 2 named women drivers down, i had both my parents, changed my dad to my aunt and it dropped it by £400!

try elephant, they where my cheapest but they are shite with mods..

 

[The Chubby Pirate]

Insurance is a total piss-take. Im 26, at 19 i could insure a 172 Cup for £1400, what the f**k has happened since then??

 

[Rob]

If you do find anywhere, let me know, as I'm looking for cheap gold bars and free drugs.

 

[jordon181]

Adrian flux £2200 with my 2 year motorbike ncb
no to bad but going to keep ringing about see what is the very best

 

[JoedotwasT5phy]

Admiral group tend to be pretty good for young drivers.

iuf you can afford a decent excess that helps also - but its never going to be "cheap"

My Trophy at 21 was less than £1300.

My Volvo is less than £400. LOL

 

[Hixle]

Can only echo Joe, Elephant/Admiral/Bell are the way to go for young drivers.

Try adding a female as a named driver too...

 

[PaulC182]

Im paying £1700 fully comp on a clio 182 cup, 10000 miles a year, named driver. Im 18 with 1 years ncb. (with elephant)

My saxo was £3000 3rd party fire and theft first year.

 

[Camble]

I paid over £3k when I was 17 on a 1.2 Mk2 Ph2 clio.

I've got 3 years NCB now on my VRS SE, this year it was just over £1k.

 

[Goodj]

Young lad? In a Clio?
Thassa a premium.

Unfortunately mate, you're being tarred with the brush made out of all the barrel-rolled Clios that the insurers keep having to pay out for after young lads try their hero skills out with dramatic results

 

[Chip-mk1]

trust me my mate has a 1.4 golf cost £1400 to insure and one on my others 1.4 106 qiucksilver £1000 a year so theres people who will insure you cheaper then 2k
both them first times drivers

Well seeing as you clearly already know more than all of us, why dont you just ask those people who they are insured with and go with the same people?

Personally im going to guess that they are named drivers and their parents are main drivers rather than the other way around

 

[Chip-mk1]

Insurance is a total piss-take. Im 26, at 19 i could insure a 172 Cup for £1400, what the f**k has happened since then??

In the last 7 years there has been a massive increase in the number of ambulance chasers, and their huge fees bump all of our insurance up.
Everytime someone wins 2K in whiplash, its actually a 10k+ bill for the insurers, so 10K more that they need to collect from all our premiums.

 

[Dan@M.A.D]

Your mates are probably on their parents policy's.

 

[RDH]

As said before, cheap insure doesn't exist for an 18 year old unless you take out a fraudulant policy.

 

[Chip-mk1]

Has this really made it all the way to the second page without anyone mentioning starting your own insurance policy or did I just skim read it too quick and miss that?

 

[Pride07]

hi there
iv just got my self a first car clio 1.2 16v
i live in essex (chelmsford)
iv got my test coming up on friday and want to insure my self asap
iv got 2 year no claims on motorbike
shopping about i got £2600 on a 1.2 at 18 :s thats with my dad as a named driver

anyone got an idea what i can do to bring that down
thanks

Would you consider black box insurance? ikube seems to be the best one i've found. Thought it was worth a mention

 

[jenic]

Ring whoever you insure your motorbike with and see what they can do. Most do cars too or have a sister company who do cars. They might be in a better position to offer you a discount for your motorbike NCB.