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Recent content by mkii

  1. M

    Crashed the clio :(

    i dont mind paying it out of the settlement but if i had to pay it to the repairers bit of a sting you know. its the initial payment i was trying to avoid and it bein written off will work to my advantage
  2. M

    Crashed the clio :(

    Yes that is exactly my understanding of the claim too, i have been told by a few people to refuse the first offer, does it help if i get some adverts for others for sale to prove how much they are being sold for? and yes i am covered fully comp :) I have also been told if i was not claiming...
  3. M

    Crashed the clio :(

    Ok explain then. My insurance company have told me what is going to happen so at the end of the day im going to believe them over anything on here :)
  4. M

    Crashed the clio :(

    I don't keep asking I'f it's worth claiming I have already claimed!! I asked to begin with just to see if it actually worth claiming for or just repair myself. Also my insurance company have told me I only have to pay my excess if I claim for my own vehicle the damage to the other party is...
  5. M

    Crashed the clio :(

    I'm in Taunton. I can't be bothered with the hassel to be fair, if someone else wants to then I can buy it back for them but it's not for me. I don't get enough spare time I work away from home a lot so only really got weekends and am too busy doing other things.
  6. M

    Crashed the clio :(

    I'm not really up for doing the work I'd rather buy a new one but I will see how much it's gonna cost to buy back someone mite be interested in buying it as is
  7. M

    Crashed the clio :(

    I agree they were chatting to a pedestrian but my insurance have said because I hit the back of them it's my fault
  8. M

    Crashed the clio :(

    I was meaning the metal piece that the bonnet catches onto is bent and the metal Bar going across in front of the radiator is also bent and the frame the headlights sit in are bent so a lot of straightening out to do :-/
  9. M

    Crashed the clio :(

    There is more damage than what meets the eye I think like the metal work at the front behind all the bumper and Bonnet is all bent could be subframe damage also bad vibrations on the steering but nothing is catching the wheels I've all ready checked I wouldn't know where to start looking for...
  10. M

    Crashed the clio :(

    I'm jot really in a position to break it though don't really know enough about cars and different parts bit limited on tools too :-( think I'm just gonna cUTStarcom my losses and move on I spoke to insurance this morning there arranging a garage to look at it
  11. M

    Crashed the clio :(

    It needs new wing and there is damage under the bumper the slam panel is bent as well and there is some sort of problem with the suspension/ steering
  12. M

    Crashed the clio :(

    ah rite cool im 22 and got 3 years ncb at the moment but ive been told itll drop to 1 year but i pay like £1200 now :-/
  13. M

    Crashed the clio :(

    ive only had my policy about 6 weeks so i rekon its gunna really sting :(
  14. M

    Crashed the clio :(

    how does it work if they write my car off and i get a new one the same will they cover me for the same price or will they run a new quote through adding in the claim?
  15. M

    Crashed the clio :(

    i did explain that but he said if i went into the back of them i need to take liability his answer was even if a car is stationary it doesnt give you the right to just drive into the back of them
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