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i dont mind paying it out of the settlement but if i had to pay it to the repairers bit of a sting you know. its the initial payment i was trying to avoid and it bein written off will work to my advantage

Yes that is exactly my understanding of the claim too, i have been told by a few people to refuse the first offer, does it help if i get some adverts for others for sale to prove how much they are being sold for? and yes i am covered fully comp :) I have also been told if i was not claiming...

Ok explain then. My insurance company have told me what is going to happen so at the end of the day im going to believe them over anything on here :)

I don't keep asking I'f it's worth claiming I have already claimed!! I asked to begin with just to see if it actually worth claiming for or just repair myself. Also my insurance company have told me I only have to pay my excess if I claim for my own vehicle the damage to the other party is...

I'm in Taunton. I can't be bothered with the hassel to be fair, if someone else wants to then I can buy it back for them but it's not for me. I don't get enough spare time I work away from home a lot so only really got weekends and am too busy doing other things.

I'm not really up for doing the work I'd rather buy a new one but I will see how much it's gonna cost to buy back someone mite be interested in buying it as is

I agree they were chatting to a pedestrian but my insurance have said because I hit the back of them it's my fault

I was meaning the metal piece that the bonnet catches onto is bent and the metal Bar going across in front of the radiator is also bent and the frame the headlights sit in are bent so a lot of straightening out to do :-/

There is more damage than what meets the eye I think like the metal work at the front behind all the bumper and Bonnet is all bent could be subframe damage also bad vibrations on the steering but nothing is catching the wheels I've all ready checked I wouldn't know where to start looking for...

I'm jot really in a position to break it though don't really know enough about cars and different parts bit limited on tools too :-( think I'm just gonna cUTStarcom my losses and move on I spoke to insurance this morning there arranging a garage to look at it

It needs new wing and there is damage under the bumper the slam panel is bent as well and there is some sort of problem with the suspension/ steering

ah rite cool im 22 and got 3 years ncb at the moment but ive been told itll drop to 1 year but i pay like £1200 now :-/

ive only had my policy about 6 weeks so i rekon its gunna really sting :(

how does it work if they write my car off and i get a new one the same will they cover me for the same price or will they run a new quote through adding in the claim?

i did explain that but he said if i went into the back of them i need to take liability his answer was even if a car is stationary it doesnt give you the right to just drive into the back of them

my insurance have allready told me i have to take liability as i went into the back of them :(

yeh it looks just like that but with no writing on it, thats what i am hoping will happen

its like an enclosed carbon looking one i dont know what it is as it was on there when i bought the car

its not like i can change it over either cause i cant open the bonnet :-/ bit worried now

when i spoke to them earlier they asked if i had any mods and i just said not that i know of i havnt modified it since i have had it which is true i havnt he said that should be fine then fingers crossed

the only mod i have thats not declared is an air filter im hopping they will let that go though :-/

How can i find out what the book value is for one of these then?

Very sad day :( So let me get this right if i claim they will write it off? will i still need to pay my excess? or will they say just give me £1000??

when you say buy it back cheap how much is that likely to cost?

I was worried it was going to get written off how much are they likely to pay out if i claim?

£650 is a very high excess on a £2k car though ! Ouch. Call me stupid but i dont really understand they will be claiming on my insurance and they will be getting the repairs done free but i dont really want to be spending £650 on my excess its high because it is 150 compulsory 250 voluntary...

If i start pulling it all aprt though if there seems to be alot of damage will i still be able to claim?

Ok so was driving up the road went round a corner to meet a car stopped in the middle of the road chatting to someone on the pavement. I went to brake but just locked up went straight up the back of them. the road was very wet and was raining fairly hard. I rang insurance and my excess is...

Im wanting a whole powerflex bush set too, Is there anywhere that sells them as a set or do you need to buy it seperatley?

Ok so im looking at putting a new clutch in when i swap over my gearbox not too sure what one i need? My car is a 2002 172 cup. Would this be the correct one...