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Yeah I've not bought the car yet mate And I really don't want to be driving around in a daewoo matiz, which is the cheapest insurance I've found

I never said I was intent on it, I was clearly saying that the price of insurance has risen a lot over the past few years

The amount I'll pay with fronting is still more expensive than what 17 year olds would of payed a few years ago on there own policy

What I meant was there is no where on the quote form for a secondary driver to say that they have no claims, the woman going on it has over 10 but they don't ask secondary drivers for no claims. I might try an 8v clio instead of a 16v and see how that goes

Alright so I added someone on but a secondary driver can't declare no claims, anyway it went up by about £2000 :/

It's a mates mum that said she will go on it with me so I think I'm gunna have to do it that way

No that was on my own, my mum doesn't have a licence but a couple of people have said that they will go on insurance with me if I need to.

But what if nothing happens? I know 3 people that have done it and nothing has happened and they have never been found out, one of them even had a crash (only a minor crash) and it still wasn't questioned. I'm not saying it's a good thing, I'd rather have my own policy and get a years no claims...

And also, can you put a secondary driver on and say that they have X amount of no claims?

Honestly fronting seems the only way I can get it at a reasonable price (£500 deposit and £115 a month) the cheapest quote I've had on my own was £3500 and that was with a box fitted.

Thanks I'll have a look :)

Hi, new member here and I am hoping to buy a 2004 Renault Clio Dynamique 1.2 16V for my first car. Could anyone suggest any cheap insurance websites or any tips on making it cheaper? Thanks, Charlie:D.