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That corner isn't brunnchen mate :), it's Eiskurve! Wrong corner ;)
http://www.youtube.com/watch?v=-2KqdLPtKvo&feature=youtube_gdata_player
This is it from what I can tell?
I would say it needs to be at your mums then as that's where you mostly live. What happens if it's 50/50, what if....
Or just asK your insurer when you renew? As you wouldn't want to change it to your dads, have to claim and them not pay out as you don't actually live there etc etc...
Typical long answer from the usual. I might limit his post response characters.
Oh and the crash, :( probably still cot a fair wack in terms of the bill they will get :(
I'm in a good mood today, so I'll let slide (unless the op has a problem) what has been said, despite the username, let's be a little more tactful in what we say please.
Last chance, drop it NOW please.
You have had the advice, I'd you don't want to listen don't post.
Its based on statistics as that is the fairest way to do it. You have had a crash before, so are more likely to have another one. Wether you like it or not really.
Oh and lol at not declaring the crash and then being found out...
http://www.cliosport.net/forum/showthread.php?562600-172-182-Guide-Cup-Packs-Spec-Info
Please use the search, this is a massive sticky in this section.