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But it doesn't?
Own isnurance from 18-21 would probs cost over £3, if not nearer £4k.
On parents would cost £900ish for the 3 years.
When you hit 21 your inrsurance is not going to be £2100 cheaper because you have 3 years NCB.
My insurance has gone down about £300 now i'm 25 from when i was...
I had a 1.2 corsa at 18, on my own name i couldn;t get anything under 1k, on my dads it was £330.
So i could insure it for 3 years for the price of 1 years, no brainer IMO.
My insurance when i was 21 was 800ish with 0NCB, Good postcode FTW.
Only way is to just spend a day fillling in the the forms for every insurance company there is untill you find one, don't use price comparison sites.
When i was a named driver on my dads policy and crashed, the claim came off him not me.
i didn't have to declair the the claim at all when i took out my own policy.