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You don't gain NCB means it costs more in the long run is a load of tosh
I did this in my 1st 3 years of driving
The entrire 3 years of me being a named driver cost me less than a grand.
If i'd had taken my own insurance out, granted i'd have 3 years no claims but it would have cost me about...
I used to be able to do 320miles no probs till my fuel light comes on.
Now get to 260 if i'm lucky, f**king thing.
I've never put more than 45 litres in and it's meant to have a 50 litre tank.