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Could completely invalidate your insurance if you don't.. I heard of one case of a womans brand new shogun not being covered when she wrote it off, because she failed to disclose 2 SP30's..
Its a sliding scale, waiting a few days for a birthday will make sod all difference normally, they have your dob and it is calculated from that (other than ages where endorsements/applicable discounts kick in.. sorry, I work in insurance..)
Ie, being 18yrs and 364 days will make sod all...
Can be very hit and miss, but if it's just price you are looking for, try the "Tesco Value" insurance, it's interweb only and can be found on http://www.tesco.com
Commiserations mate, that's pretty gutting and only increases the paranoia I get about parking just about anywhere! How's your mate doing? Better than that Korean fella who jumped on the bonnet of his car as it was being stolen I hope..
Thanks.. had my eye on a metallic orange one that everyone else I know seemed to prefer, but for me, it had to be the blue.. Talking of orange, any lady drivers with an orange 182 in Nottingham? Followed one at pace up Hucknall bypass on Saturday morning..