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Basically what I was wanting to know is if you put someone on your insurance as a named drive and have to pay about £300 to add them (me going on my dads insurance) but then say after about a month you want to then remove them from the insurance do you get the money for the remaining months...

what do you all think about going under your parents name in the insurance? I dont know how Ill do it when I get my car - I think I may be putting it under my dads name because I couldnt afford it otherwise because of other commitments. Its not as if I would be the ONLY user but I would...

im goin away with my 11 of my mates on holiday to Malia for 2 weeks next year. Gonna cost me about £360 for the accom and flights and then prob about £600 spending money and some other costs so when I am not workin full time itll be a bit tight if I want to get a car.

still not got clio :( But hopefully one will be on its way soon - will have to be an RT though cos I am only 17 and even with just an RT I will be skint for the next year cos I need to save for a holiday too :(.

crap - one for sale near me at a low price and was hoping that the bumpers would be colour coded. Ill phone them anyway though and double check because you never know if someone has had them colour coded at some point.

if you are a named driver on a policy but no the main driver do you need to declare your points to them??

What sort of spec are the 1.4 clio fidji (MK1). Do they have PAS, ew etc and do they have colour coded bumbers? Just wondering how close in spec they are to the RT

did they all have the same alloys?

what is different about the interior?

I know some were made in 1996 as I have been looking at prehaps buying it and it is a 1996 n reg

what does anyone else think. Should I go any higher than £800 if they wont budge?

Thats what I was planning on doing anyway. If I go and see it ill let you know how I get on.

how low do you reckon I could push the price (I know it depends on the seller but what should I aim for?)

I have been looking at an advert for a Clio for sale near me and I was just wondering what you thought of it - is it a good deal. It is a 1996 N reg Clio Champs-Elysees. Maroon, 85,000 miles, all the usual RT features + champs elysees features, alloys (standard champs-elysees ones), MOTd till...

Can anyone tell me if there were any champs-elysees clios made that were phase 3 clios or were they all phase 2?

so they do not count exhaust and IK as power increasing mods?

I have now hear dhtat any cosmetic mods are OK but engine mods are not. Can anyone tell me what their policy is on things like exhausts and being lowered and what sort of percentage increase in premium I can expect?

are cis bothered about things like induction kits, exhausts and lowering?

cut a hole out of the middle of your steering wheel and plonk it in there ;)

Can anyone tell me what policy CIS have towards modifications to a car. Are they the same as Liverpool Victoria in that you can just tell them what you have done to the car and show them evidence and they will just add it to your cover at no extra cost?

Can anyone tell me how long your NCD remains valid for. If I were to have had 1 years NCD 6 or 7 years ago but had not had a car since could I then use that in my insurance quote for another car now?

CArl_RT - what sort of hourly rate do you get paid as I was tinking of going for a job there but wasnt sure of the sort of pay you get. Was gonna ask a mate who works there when I see him next week anyway but thought I would just ask you seeing as you say u work there. Cheers.