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They'll have to pay VAT on it... which means it gets passed on to the customer.
Postage stamps are actually zero rated to buy, but when incorporated into a service they carry the same VAT rate as the product being bought.
Remember when someone turned up in an Illiad Ph1 about 6 years ago at a meet in Bournemouth.
It had a v6 Cup spoiler and was lowered on those v6 Challenge (?) wheels. I have pics somewhere... the thing was just awesome.
1 person's quote is going to be completely different to your own. There are so many dependable factors built into your premium... you really are better off just ringing round and finding the best quote, then working out if you can afford it along with the general running costs of the car.
For...
When I crashed my 182, the next morning I drove it 4 miles home with no front bumper, no headlights, wing missing and arch liner missing. Got pulled in by the cops and they were furious, until I told them what I was doing.
Claiming ignorance FTW :D