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How can you just assume that? Not all crashes are caused by the driver,or are the drivers fault. People on here find it too easy to jump on the bandwagon "blah blah blah, no talent, cant drive, shouldn't own it if he cant control it" and so on. Where as you could drive down the road in the next...
Just done a bit of a search... quite hard to make sense of but light goods are a Class/band of their own by the looks of it..
http://www.direct.gov.uk/en/Motoring/OwningAVehicle/HowToTaxYourVehicle/DG_10012524