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Yeah photobucket will create a default album where everything gets uploaded. I think you can then arrange photos in different albums if you wish, but I'm not sure. I've never done it. Everything I upload goes into the same album as it's usually stuff I'm wanting to post on a forum or similar.
I think there is then a monthly fee for something like battery maintenance. I'm sure I read that somewhere. In short, buy a small petrol car (Aygo or similar). It's cheaper.
Use comparison sites to build a list of insurers to try, then get your own quotes from them IMO. It's near enough always cheaper going direct and not via a third party.
Have a search about the forum and try to get inspiration and ideas you like. People usually write up about how/what they did in achieving their look so there is help available.
Hmm, if it was my car I'd have to keep them on a while to see if I did actually like them. At the moment, I'm undecided. I think I like them...maybe. And yeah as said, if you're keeping them on, make sure you have the tyres going the right way (which just now, you don't).
I have nothing important on mine either, however the backup was invaluable when mine crashed last week. It reset itself to factory setting and everything was gone. Plugged it in, restore and boom it was all there again (minus a book I had bought but iTunes customer services sorted that for...