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They wouldn't look stretched as they are 10mm wider than your 195's, and it should be a better ride with the taller side wall. And no, there should be no catching. The difference is only a small one.
XL TV, L broadband, M phone, 2 V+ boxes and a regular box here. £60 a month. Build a bundle here: http://allyours.virginmedia.com/html/bundles/triple-builder.html
Here: http://cgi.ebay.co.uk/CLIO-SPORT-HEAD-LIGHTS-MK2-V6-W-XENONS-twin-clear_W0QQitemZ130368650338QQcmdZViewItemQQptZUK_CarsParts_Vehicles_CarParts_SM?hash=item1e5a93bc62#ht_500wt_1182
And the guide is here: http://www.cliosport.net/forum/showthread.php?t=240464
The rear guide is here...
Try and find some of the double optic clusters found on the RS model. Those rear lights will fit, but some re-wiring is needed to get them to function properly.
If you're only having it a year, just buy 2 year old 197? You still have 1 years warranty and the depreciation will not be as bad. I get that it's not the same car though.
If you got a high enough credit limit, you could just do a balance transfer to another card after your 0% is up on new purchases. 0% on balance transfers is typically a lot longer than on new purchases. You will probably have something like a 2.5% handling fee though.
I meant that the Initiale only come with the 106 option. You could not get an 86 in it for example. Not that the 106 only came in the Initiale...I think that makes sense lol.