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Great if you feel happier and need them, then I'm not saying its bad thing. What I'm saying is that people believe just because they have winter tyres/abs/esp etc that nothing can happen to them - when we all know that's not true.
Best driver in the world would drive to the conditions, which...
I'd much rather see everyone have to take some additional driver training - and that would probably make a much bigger difference to safety on the roads than telling drivers they have to use "magic" tyres. ABS/ESP already appears to make people think they're invulnerable to the laws of physics.
I tend to agree with the people that have commented about them being pointless. Drive to the conditions, it will be over soon enough. If its going to go on any longer, get a 4x4
Personally for a 3k car I wouldn't pay 1k insurance for fully comp. I'd have a look at 3rd Party Fire & Theft (and not crash it!).
I'd also try elephant.co.uk