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Some may charge, some may not. Totally depends on insurance company, driver, car etc.
And remember kids, if you dont declare your mods, you will go to Hell.
***Patiently waits for Little Newms new thread about his car breaking down again and I guarentee that the topic title will have lots of stars like these ****** and be in CAPITALS***
Yeah go for it. You would have been better to put like a CD case in the pics to get an idea of size and scale etc. Bear in mind, in my local council it can take from 6-8 weeks to get a claim sorted out.
Good luck with that.