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I declared my Magic Tree....
Seriously, like Loony and Smokey have said, if you arent going to declare your mods, you might as well not bother with insurance. That wasnt an invitation to not be insured by the way!
Guy that used to live across the road from me used to use it when valeting cars, Rarris, BeeEms, Mercs etc. He was always busy so it must be half decent.
LOL, yes, look outside. Is it raining? No, in all seriousness, when I had my 1.2 Dynamique I got the runny water thing and it was the water sloshing about the sunroof recesses.