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the insurance is going down as my claim, which to be honest, its probably was mainly my fault.. they started adding up the clio price this morning, and were still going when i picked the micra up at 4! lol.. the garage wanted to write it off, but the insurance inspector guy wasnt happy...
thanks for all your replies. the insurance just phoned and said the car is being assessed just now, and i need to phone about my courtesy car, but i wont be able to get it until the damage has been decided. hopefully it is just cosmetic, just have to wait and see! :(
i am with admiral just now, but elephant are the cheapest renewal i have found. i found the renault assistance card thing with the AA in the car, but they said i wasnt covered, so put me through to my insurance, and they sorted arnold clark to pick me up
yeah good point mate, if its only an extra 400 on the premium, and the repairs cost say £2k, then i might aswell use it.. means the towing and the courtesy car would be covered
yeah i know, thats why i am thinking i might aswell just claim, means i would get a courtesy car, and i could just pay the higher insurance premium come renewal time..
latest is, done some insurance quotes..
with my ncb (2 years) = £1100
withouth the ncb = £1500
which isnt as bad as i thought.. its only a £400 difference so might be worth claiming if its going to cost in excess of £2k?
yeah mate, top left of the first photo, is the big dent, and one in between the stripes, in the second photo, the bonnet is actually shut, and is all mis shapen.. :(
this is all i need.. so how does it work with the insurance? they arranged for me to get towed, but if i want to pay for it myself, do they just cancel my claim? im dreadin this phone call tomorrow
ok great, dreading this now, what all did you need replacing mate? if you dont mind me asking?! on a positive note, just had someone phone about maybe buying my ibiza..
yeah she swerved into my lane, causing me to brake, then we both had to swerve/brake to avoid the van, hope its not going to be too expensive, though am surprised the air bags never went off!?
yeah not sure what is gonna happen with the insurance, they offered me a courtesy car, but that would be an insurance job wouldnt it~? dont think a 19 can really afford a 182 with 0NCD! lol
Yeah, had the car a month, and now its in getting repaired already.. was coming along a dual carrageway, within the speed limits, and a saab pulled into my lane from the left lane, she was going around 20mph slower than me so had to slam the brakes on to miss her..
was ok but flashed...