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welcome to the club fella, as said either stick a willy lump in there or there's throttle bodies, etc, but is expensive all depends on how much your willing to spend.
if your certain it was him did you get his reg plate??
sorry to hear it fella, people arent having much look with dents, scratches lately.
hope you get it sorted
try adrian flux, or greenlight insurance, if you join cliosport as a member you get discount from greenlight.
im currently with adrian flux, paying £770 23yrs old, 3yrs ncb.
had a quote from greenlight for next yr for £590.
ive not had this problem fella, but the best thing to do is take them out, dry them out again, and seal them at the back, with black electricians tape or something like that.
tell insurance company about any mods!!!
16's wont throw out the speedo, 17 will they did on my old clio. but you'll be fine with 16's. definatley lower it if you get wheels on, about 40mm - 60mm.