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They've had that in for months now, should be able to knock them down on it pretty easliy i'd have thought.
Good luck on getting a decent one for 10k dude, I found that price reflected condition.
The reason that a lot are cat D etc is because of the price of the parts to repair them, you...
Get him to sell the clio he has privately as he'll get more for it than the dealer is offering.
I doubt the finance rate is 3.24 % tbh (I could be wrong though) If it were me & I was looking to buy on finance, i'd forget about dealer finance & sort it out myself, by a bank loan etc.
Leaving it like that would be rubbish in a crash though if the worst were to happen. Plus I wouldn't want to be hit by an intercoooler. Each to their own though.
I remember those things, they were green on my valver. I took them all off when I flushed the system & replaced them with jubilee clips.
You can undo them with an adjustable wrench, but it's a pain.