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i just got a quote with elephant for £350 protected with my missus on aswell. Im 26 with no points, one big claim and 5+ years no claims - which i thought was pretty good
they will probly freeze the claim and charge u a "suppliment" for going over the mileage by any considerable amount. So basically u have to pay it for the claim to continue.
Ive bought the last few and theyve definately been 1 per month. dunno where the other one has gone?? maybe the garage i get it from just didnt stock the other one.
I agree with yoz, at the moment bi monthly theres barely enough to fill it. Would much prefer 1 per month thats packed.