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Nope...constant of 120 over a 10 min stint of 'get tae fvck oot ma way' a few weeks back...that said, that was the Sunday, i'd reset the counter on the Friday..
I'd personally take the hit and try and get the cheapest FC quote i could get TPF&F is ok if you have a car that isn't worth much but by the looks of it you've spent a fair bit on yours so i'd be inclined not to go third party...and where the fvck do you live to be getting quotes so high!!