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yeah massive difference. But don't know how to explain it.
Any device that has WIFI has unlimited WIFI
the data part of that contract would be what you download over the 02 network not the WIFI
All wifi is is connecting a router with your phone, same as you would a laptop.
The data would be the stuff you download through the 02 mobile network.
So on a year premium you've crashed only one, you've only been driving a year, so in the eye of an insurer you've crashed 100% of the years you've been driving.
Try here
http://www.comparethemeerkat.com/home.html