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Carefull, you shouldn't be calling other users names, could be seen as a personal attack or bullying. I doubt Dan would have gone into detail like that if Claire hadn't have made the stupid comment in the first place.
ooh one of mine has gone too. looks like she realised this is CLIOsport.net not DEERlovers.net
may aswell go through insurance imo, as has been said you'll be 21 next so that should bring it down a fair bit anyway.