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So your brother in law paid the claim when it wasnt his fault but now the guy has came forward with insurance so surely this is in your brother in laws interest as now he can claim back off the other guy whos fault it was ?
Or is the other guy now saying he wasnt to blame and he wants his car...
So let me get this right, the other driver had no insurance, your Brother in law was paid oout from his policy, claim closed, now the guy has insurance and is blaming your brother in law for the accident ?
I think I would be going down the CAB or to see a solicitor.
Take it in first thing and sit and wait, will be done with in the hour, thats what I used to do, means getting your arse out of bed pretty early though as most open at 8am.
Might teach people not to remove the elf sticker lol
Totally understand the dealership sticker e.g Arnold Shark being removed but really cant understand the elf sticker, especially because of where it is located and its transparency, but like as been said each to their own.