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If she doesnt claim for her own damage then no XS should be paid.
Thats the way we deal anyway.
Her NCB would be affected though if they arent protected.
Regardless mate.
If a claim has been made or just informed for info only the premium will go up as the car/driver has been involved in an accident which insurance companys will rate on.
Gutted i was working.
Would of come for a blast, Joe!
Seen you up the Ford the other day. Im seeing a lass who's in Uni up there so im there a few times a week now ;)