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Credit card, 0% finance over 12 months pay the insurance company in full, pay it off monthly equal instalments!
Or if you (at 19, so doubt you'd get £1600 credit) get a family member to sign up for one and then pay it back monthly!
Just remember on this (and pretty much all other) forum, you will only tend to see the comments about people having bad dealings with insurance companies...
I'm with CIS.
You are right, he is wrong lol.
Although, some companies (can't remember off the top of my head) do accept named drivers no claims from other policies..
But as you have said he needs to be 19 before he can start earning NCB anyway.