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They'd have been seriously fooked if they were £6k, that or a Cat D or needing a couple of grand spending out. Tbh they dropped due to the recession etc, then they've made their way back up.
I paid £11.9k eight years ago for my phase 1.
Your mate got done then.
About four years ago phase 1's were going for under £10k but they're about £13k or so now. I would want way more than £13k for mine tbh (if I ever decided to sell it)
They gave me silly renewal quotes & then wouldn't honour the ones I'd got online with them, plus they started to say that they didn't know what the car was. I sacked them off & saved a ton of money :)
They will look completely crap, don't do it! You'll call them different etc, we'll all say they look sh*t.
Plus the po po will be pulling you a lot as it'll be hard to get the red lights etc to show through.