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had the same happen to me a few years ago lost all my ncb as it had to go through my insurance,not to sure about mib but its worth a look into ,, feel sorry for you mate theres some w@nkers on the roads.
ok but havent you heard that some men never grow up ( thats what my mrs says any way ) this geezer sounds like he still thinks hes 16, and if i was you i would just ignore him its obvious hes the local idiot ;)
yea i know he sounds like a t**t and looking at his car style i would say yes he is a t**t but please dont think all 30 + peolple are like this fella,,,im begging you :o :o :o