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So the balance to pay is £2044, not £8044 as per your first post??! ;)
The £2044 you have to pay, does that include your plate transfer/road tax etc?
If it is, that sounds like a good deal to me. Diesel cars are not depreciating anywhere near as much as big engined petrol cars either.
Def not that then.
I'm out of ideas then. Have you checked the discs? Made sure they're not scored from any bits of s**t stuck in between the disc and pad?
Autoglym (or equivelant) Tar and glue remover. You can buy it in Halfords.
Its a s**t of a job to do mind you. Takes ages to get it off, but it will eventually.