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Aye I agree, Just giving him the answer to his specific theoretical question its never going to happen in a real scenario as its impossible to get everything completely the same.
Single piston would stop in a shorter distance due to the way ABS currently works on most cars, stop-start-stop-start to keep you on the verge of skidding.
Re: Looking guidance.
You will be fine so I wouldn't worry it will be just to fill in what happened, Important thing to do is be honest tell them what happened, However I wouldn't go all out saying its your fault as they may decide she is at fault as well.
As far as I'm aware you shouldn't...
Re: Looking guidance.
When my brother crashed his premium stayed exactly the same even though he got 9 points for the incident so I wouldn't worry too much.
Haha I noticed it straight away but my iPad wouldn't edit it... Stupid thing. Oh btw I'm after those rear brake discs drop me a pm with brembo pads when you get a chance.
When going over bumps (potholes) cars making a sound like sheet metal flapping in the wind. I thought it was probably the heat shielding but that's all pinned on securely.
Any ideas what else it might be.