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I found insuring mods on my 172 with a specialist, was cheaper than insuring it standard with a normal insurer. :S
It might not be as bad as you think declaring springs.
I went to a well respected MOT station where I live and they told me it failed because my headlights were f*cked,
one pointed down and one pointed up, they said 'we'll have to book it in to get it looked at'.
I opened the bonnet and saw that the bulb was just loose, I clipped it back in and...
Time to upgrade to Eibachs I think.
Kwik-Fit are just brainless monkeys with spanners,
in fact a shaved chimp with a socket set could probably sort your car out better than they can.