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Im almost certain you dont.....
Each company policy is also different in the amount
of claims you can have. i.e. you may only be protected
to have two claims in three years.
Always remember your NCB protection only counts
with the company you took the protection out with.
If you claim then you have to re-insure with that company
to keep your NCB. They can then re-claim money back from
you by charging higher than normal premiums.
Have driven both and the 182 I have now seems to have
a smoother power delivery from 2 thou on. Cant really tell much
difference in speed at all. Cruise control is wel worth it though.
If only mine worked.......... poxy switch thingy.
Just done 500 miles.
Cruise control switch packed in already. Only two day wait for new one though.
Bad rattles and squeeks from dash when car is cold.
Other than that.............. well impressed.