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I've managed to pop my n/s driveshaft out and loose all my box oil whilst doing my ball joints. Am I correct in saying that if I remove the shaft and slip the rubber parts back together, clipping back in place and refill the box oil i'll be OK? Or am i missing something? Cheers

Hi All, Looking from some assistance from anyone more in the know than me - i've done some research and got some suspicions but wanted to get another point of view. For the last few months and very occasionally my Clio has failed to start first time - usually when warm - it turns over, all...

If your daughter claims from her own policy, then her insurer need to pursue the other insurance for their costs - this is where delays and excess come into it. Just because its not her fault, doesn't mean she doesn't have to pay an excess. Most insurers however will waive it if they get an...

Hi to whoever that was!! Spotted the rear window sticker! Car sounded good! and cheers for letting me in on the Richlee roundabout!!

Grazo, I said it was not covered? Just because there was smoke - does not mean that there was a fire. You may be covered for smoke damage - but likelihood is that would be sorted by a valet - which would fall below nearly all policy excesses! Very unlikely to be toxic/hazardous amounts of...

Most policies will not provide cover for mechanical/electrical failures/breakdowns. They will cover resultant impact/fire damage. Doesn't sound like your car has any fire damage, simply electrical problems so unlikely would be covered.

Had uniroyal RS3's fitted on my 172 Saturday morning at my local tyre fitters. £300 all in @ 195/45/16. Not scrubbed yet, but impressed with them immediately. Previously running P-zero's. Call round your local fitters, sure the online places are the cheapest for tyres only, but youll end up...

Started the car the other day and it became immediately apparent that that I had developed a hole in my exhaust. Having got underneath and confirmed a nasty looking one in the centre section. On inspection my cat and back box appear to be in good condition (probably replaced before) and I...

What question did your insurer ask when you took out the policy? Did they ask for changes to standard spec - or did they ask for any changes from standard spec AND optional extras? If in doubt - phone your insurer and ask!!!

Cat A - Applicable where no salvage is available - i.e. burnt out shell Cat B - Possible structural damage - able to be broken for parts but body shell should be crushed - however DVLA will allow appeal with proof of proper repair Cat C - Cost of repair exceeds vehicle value Cat D - Cost of...

The part of my post you quoted actually referred to the part of your post in brackets. I was trying to clarify - as others may skim read your post and take this as advice given your CS Trader status. No offence intended, but giving the perspective of someone who actually rejects claims for an...

Im sorry skyinsurance - but please don't spout second hand forum information. Even pre-Consumer Insurance Act the FOS would have laughed at this!! I think the most important information (not advice as you have to be approved to give advice) is - answer the questions honestly and for god sake...

This ^ Imagine the amount of people that back out of their tight garage and end up knocking a wall, scraping the entire side of the car, or worse the garage collapses onto the car....

If he has 3 policies running from the age of 17. By the time he is 26 he has accumulated 9 years on each policy - he therefore would have 27. Same as if you saved 3 pounds every year, you'd have saved 27 after 9 years, but you could spend 9 pounds on 3 different things out of your 27.

The easiest way to explain NCB is treat it like currency. You have 22 years (as the other 9 is mirror totalling 31) If you have an accident and the policy reduces by 2 you now have 20 years (or 27 if its your mirror you drop it on) You could take out 22 policies with 1 NCB each! Or 1 with 22...

Danny - Quite a few people give a flying when their insurance policies are voided - and they are left liable for the other parties claims costs - i know of several cases running into the ten's of thousands - plus try getting insured again once you've had a policy voided...

Its not fronting if you tell them the correct information. So if you are the owner and registered keeper of the car and she is the main user and that is what you say then you are not fronting. Fronting you say you are all of the above in order to reduce the premium for someone else - hence...

As everyone else says its not in force until the policy starts anyway. Check your policy booklet for the exact exclusions. Usual ones: Does not apply to vans Does not apply if the vehicle itself is not insured Does not apply to vehicles owned by you Does not apply outside of the UK or to...

Hi Micky, If the vehicle is insured then the vehicle insurer will be liable to deal with your claim (subject to obtaining an unsatisfied judgement) as a Road Traffic Act insurer. This is regardless of the prosecution of the driver. This is part of the road traffic act. (section 145/151 from...

Call your insurer and ask them. Each insurer has their own (sometimes several different) underwriting criteria. No one knows who your insured with and what their criteria is. They may say they will not cover you - they may say they'll charge you £25?!

Not read the thread fully but... Vehicle Values http://www.financial-ombudsman.org.uk/publications/technical_notes/motor-valuation.html Items not covered by your policy with your own insurer - you can still make an uninsured loss claim against the defendant (other party) as they appear to be...

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I have had a few bad experiences with Diamond in a year of insuring with them. I had a claim last year where I eventually did their job for them in valuing my car. This year they failed to send me any renewal documentation. They compensated me nicely (£400) for my initial complaint. I don't...

Woah on the speculation here. As long as the person you went into the back of confirms they only felt 1 impact, the rear driver will be liable for all damage. You may have been too close but if it wasnt for the rear drivers actions you would not have hit the front driver and therefore they are...

Andyman your point is valid. Partially. As an innocent party your are entitled to be indemnified (put back in the same position as you were before the accident). In order to put you in the same position the replacement hire car to the non-fault party will normally be like for like in line with...

So..... from an Insurers point of view. Forget insurance.. think of this as a claim you are making directly against the other driver in a civil court. You (a) vs (b). The court hears that (b) was proceeding along the road, (a) says at excessive speed but cannot provide evidence in support of...

Have a look at this: http://www.financial-ombudsman.org.uk/publications/ombudsman-news/66/66-vehicle_valuation_disputes.html You can complain, and if still not satisfied you can take your complaint to the Ombudsman. They say that a recent purchase receipt is good indication of market value -...

Tails_ I assume the driver was driving under his DOC extenstion then? Have you got the reg of his own vehicle (the Land Rover?) I am happy to do a MID check for you - PM me if you like. Regardless of the above the vehicle insurer has a liability under the Road Traffic Act to innocent...

LV only accept certain modifications for under 25's at present. If you do not disclose a modification - and you've confirmed on a public forum that you did it anyway then they are within theyre rights to void your policy - and you therefore have no insurance - but the prospect of a nice CCJ...

But thats up to you if you wish to insure with them in the future and not one of the many other insurers who do not.