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same as most cars like your, a few simple mods will make it look amazing, but dont go stupid and chav it out, like dave says some nice oem wheels would look good, if you can, colour code a few bits and as stated lower if the insurance doesn't sting you, ph2 rear lights, and as you have a red car........black roof lol wrap it good look will keep my eye out to see if owt changes
i had the exact same problem i was a fool and bought a 1.4 thinking that it wouldn't be as bad i'm 18 now and i still have to pay around 2700 your best bet is to go to direct line over the phone and sometimes they sort out a nice deal for you.