i work in insurance dealing with personal injury claims for people injured in car accidents, at work, in the street and also by products/goods, its not the cost of claims by honest people who are driving up claims its the people who make fraudulant claims like what is termed phantom passengers ie you have a smash with a car with 1 person in it and then a claim is intimated for that person and 3 passengers, also staged accidents are be coming a serious problem especially in areas such as
bradford
liverpool
preston
blackburn
manchester
and forget it being just punters putting in dodgy claims, it goes as far as dodgy motor engineers writing off cars as economical write offs when they aint write offs at all, to medical experts writing fake reports, fake receipts for car hires, physio. i have three claims were we have proof that no cars were hired, the claimants have confirmed they have never had a hire car but the solicitors acting for them are pursuing a claim for hire with a fake hire invoice.
the company i work with are taking major steps against fraud, each claims office have 2 ex senior cid who arrange all our surveillance operations, interviewing claimants, liase with police and the cps etc to arrange cases to go to court, the next step we are taking is saying that whilst you may have suffered an injury if we receive proof that any single part of the claim has been exaggerated in order to make a finacial gain then the whole claim is our eyes then an attempt to de fraud us
if someone is truthfully injured and out of pocket they deserve to get what they are due but its the beggers who stage accidents etc that deserve to be done
